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When you first get the JCPenney credit card, you will get a 20% discount and 10% for watches, mattress, custom blinds, and furniture. jcpenney credit card bill pay You can get two upgrades for the card: Platinum and Gold. It is quite simple to make yourself rank in Gold Credit Card because all you have to do is spend $500 and when you spend $1000, you will become Platinum.

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